Umi In The City

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  I have spent most of my adult life as a single mother.   I have spent most of my adult life as a broke single mother.  I like many people thought that investing in my education would automatically mean getting ahead financially in the world.  Well, I was wrong.  In fact, I made three times as much with my bachelor's degree and virtually no work experience than I did with my master's degree and years of teaching under my belt. So I am no stranger to debt.  Nor am I a stranger to the emotional ups and downs that come with debt and struggling.       In today's world, the average person lives with debt.  It is as if becoming an adult is synonymous with becoming indebted to a company.  From debt accrued during university to becoming a homeowner to purchasing our basic needs, debt is often a part of modern day living.  In fact, many of us are encouraged to get into debt as a way of establishing good credit.  Ironically, getting into debt may do us more harm than good.  Cre

My biggest deterrent to homeschooling was financing it.  When I first was inspired to educate my child at home, I was a single mother.  Working at private Islamic Schools was not exactly lucrative, but it was something. To go from the little I had to no income at all was scary, to say the least.  So I kept teaching year after year and regretting it year after year. It is not that I did not enjoy teaching. In fact, the job I was at is still to this day, the closest to my heart of all of my work experiences.  The problem is that my daughter, while she was passing her classes was a hesitant reader.  I was filled with guilt.  A teacher, whose child is struggling with reading.  How was this even possible?  I am an avid reader.  By default, my daughter should be one too. She owned over 200 books before she was born.  (I am an avid shopper as well.  A teacher, mom, book lover with an Amazon Card is a dangerous thing) I know they say that the children of teachers are often the worst student